Needful Insights
The early bird catches the worm. This is the philosophy you must have if you have recently been laid off from your job. Being laid-off from work is a difficult and emotional experience not only for you, but your loved ones as well. Therefore, it is important that you know what steps to take to get your life back on track.
Step 1: The Discussion: Have a heart-to-heart to discussion with your boss or the Human Resources Manager in regards to any payments you will receive. You want to know if you will be receiving severance pay, unused vacation. Also, at this time you may request a reference. Furthermore, if you are enrolled in a FSA (Flexible Spending Account) make sure you use all of the money right away. Stock up on prescriptions, etc.
Step 2: File for Unemployment: Once you are laid off from your job there is no need for you to wait to file for unemployment. You are eligible for unemployment the day after you were let go from your job. You want to make sure you do this right away, because it does take several weeks before you receive any entitlement benefits. Once you file your unemployment claim, make sure you have a clear understanding on the amount of money you will receive. To learn more about unemployment benefits, visit the Department of Labor’s website at www.dol.gov/dol/topic/unemployment-insurance/. This will help you with the next step.
Step 3: Review Finances: It is imperative that you review your current finances. Determine how much money you have in your checking and savings account. Review all of your expenses. Determine how the amount you will receive from unemployment will help with your finances during your job loss. If you need to file for any state or government assistance then do so. Remember set your pride aside so that you and your family can survive.
Step 4: Revise your Resume: Make sure you resume is up-to-date. Make sure you tailor your resume to the specific job you are seeking. Submit your jobs to all of the job search engines. Some of the top job sites are listed below for your reference.
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